Author: sammyg101

The amount of money you need to buy a house in Florida is usually made up of several buckets: down payment + closing costs + prepaid expenses + deposits + any required reserves. That is why a buyer with $25,000 saved does not necessarily have $25,000 available for the down payment. Some of that cash … Continued

The biggest difference between a mortgage broker vs. bank in Florida is where your loan options come from. A bank generally offers mortgage products from its own lending operation. A mortgage broker can work with multiple lenders and help match your financial profile with available loan programs. The Consumer Financial Protection Bureau describes the distinction … Continued