Meet Florida’s Top-Ranked Mortgage Broker – Sam Gorniak

About Sam

Fueled by Mission Excellence, I am a Mortgage Lender with Atlantic Trust Mortgage and I enjoy helping others translate their real estate visions into tangible, sustainable realities. As a Mortgage Lender and prior Top 3% of all Realtors, I hold a longstanding history specializing in real estate and mortgage transactions that have positioned hundreds of customers to take on the competitive Florida market. Even more, I love proving that anyone can thrive in this landscape with the right guidance, resources, and splashes of encouraging motivation.

Before entering the mortgage world, I began my career in the United States Navy and attained the rank of Senior Chief (E-8). I earned an MBA with an emphasis in Project Management, attended law school for a short time, and became Project Management, CAPA, and Six Sigma certified while holding managerial roles in the manufacturing sector. But with my desire to interact with others on a more personal level, I tapped into real estate in 2018.

Today, I’ve helped countless customers attain real estate and mortgage lending success while ensuring they gain the most memorable experience possible along the way. Nothing makes me happier than helping fellow Floridians achieve their dream of homeownership and doing everything in my power to make the process feel simple, strategic, and stress-free.

The foundation of my work—military values, integrity, and a customer-first mindset—is what gives buyers and homeowners the assurance that I will exceed expectations from the initial consultation to the final signature at closing.

Why Homebuyers Choose Sam

• Unmatched negotiating skills that unlock mutually beneficial outcomes for everyone involved.
• Fast, strategic mortgage approvals for VA, FHA, Conventional, USDA, Jumbo & First-Time Buyer loans.
• Deep understanding of project management, risk-benefit analysis, budgeting & quality assurance.
• A military-driven mindset rooted in excellence, respect & mission success.
• White-glove customer experience—clear communication, expert guidance & full transparency.

Ready to Start Your Mortgage Journey?

Whether you’re buying your first home, upgrading, refinancing, or exploring VA/FHA/USDA options—I’m here to help you win.